ACTEnact Holdings, Inc.
Enact Holdings, Inc. (ACT) is a financial services firm that provides insurance brokerage and risk management solutions to commercial and institutional clients. The company generates revenue through underwriting fees, commissions, and advisory services. Its next catalyst is November 5, 2026 — Q3 2026 Earnings Release, which will test the business’s ability to deliver consistent earnings growth and maintain its capital return strategy amid a competitive and evolving market.
- Revenue reached $1.25B in the latest period, with a net margin of 51.2% (TTM).
- The company has a strong balance sheet, with $5.36B in shareholders’ equity and a debt-to-equity ratio of 0.14x.
- Diluted EPS of $1.25 in the latest period, reflecting solid profitability and operational efficiency.
The Read
5% on a Q4 2025 EPS beat and a $500M buyback announcement, then fell about 1.
The schedule
- Thu5Nov
The earnings release will test whether the company can deliver consistent revenue and margin expansion, with a focus on the guidance reset and mix shift from prior quarters.
- Thu14Jan
The renewal will test the company's ability to secure reinsurance terms and maintain PMIERs sufficiency, which is critical for capital returns and risk management.
- Tue9Feb
The earnings and guidance will test the company's ability to deliver revenue growth and margin expansion, with a focus on the mix shift and capital return strategy.
- Thu1Apr
The data will test the company's ability to adapt to housing origination trends and manage risk, which is critical for capital returns and margin stability.
- Wed5May
The earnings release will test whether the company can deliver consistent revenue and margin expansion, with a focus on the guidance reset and mix shift from prior quarters.
- Thu5Aug
The earnings release will test the company's ability to deliver revenue growth and margin expansion, with a focus on the mix shift and capital return strategy.
Past
- Tue22Sep
Actual outcome: Bull · $46.92 at outcome
The stock closed above the bull target of $46.50, reflecting strong investor confidence in the administration's housing policy and positive outlook for fall origination. Despite a short-term dip, the broader market sentiment and strategic clarity around housing initiatives drove the price higher, aligning with the bull case.
Assessment of macro housing policies from the current administration.
- Thu6Aug
Actual outcome: Bull · $49.38 at outcome
Enact Holdings reported earnings of $1.18 per share, matching the estimate, and provided positive guidance on capital returns and operational performance. The stock rallied as the results and strategic updates reinforced confidence in the company's long-term growth prospects and financial stability.
Enact's Q2 2026 earnings release, expected to update the market on operating earnings, capital return, and quarterly EPS against consensus expectations.
- Wed6May
Actual outcome: Bull · $42.86 at outcome
Enact Holdings reported Q1 2026 EPS of $1.23, exactly matching analyst estimates. Without a clear earnings beat or significant new capital return catalysts to drive momentum, the stock remained flat following the release and traded in a tight range between the bull and bear targets.
- Sun1Mar
Actual outcome: Bear · $41.96 at outcome
Enact Holdings entered the event with a Zacks Rank #1 (Strong Buy) upgrade based on earnings optimism, but the spring origination outlook failed to drive the stock toward its bull target. By the run date, the price had fallen to $40.49, dropping below the bear floor as the market likely reacted to underwhelming mortgage volume data or broader housing sector headwinds.
- Fri27Feb
Actual outcome: Bull · $43.17 at outcome
The catalyst resulted in a clear bull outcome driven by a significant EPS beat ($1.23 actual vs. $1.09 estimate) and a major capital deployment announcement. The company authorized a new $500 million share repurchase program, signaling strong capital sufficiency (162% PMIERs) and confidence in future performance. This combination of operational strength and aggressive capital return drove the stock decisively past the bull target.
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