XZOExzeo Group, Inc.
Exzeo Group, Inc. (XZO) sells application software and cloud-based solutions for enterprise risk management, insurance, and financial services. The company’s next catalyst is Oct 6, 2026 — Q3 Catastrophe Loss Pre-Announcement, which will test the accuracy of its loss reserve estimates and the market’s appetite for its risk modeling capabilities.
- Revenue grew 62% YoY to $224.58M, with net margin expanding to 38.5% TTM.
- Shareholders’ equity stands at $254.16M, and diluted EPS is 0.26.
- The business is leveraged with a net income of $86.49M, suggesting a strong cash flow generation model.
The schedule
- Mon19Oct
This earnings release will test the company's ability to manage catastrophe losses and deliver on its capital allocation strategy. The outcome will be critical for assessing P&L performance, product mix, and cash flow generation in a challenging market environment.
- Thu14Jan
This event will test the company's ability to secure favorable reinsurance terms and execute its capital allocation strategy. The outcome will be critical for assessing long-term growth and financial flexibility.
- Mon18Jan
This earnings release will test the company's ability to deliver on its financial and operational targets. The outcome will be critical for assessing its long-term viability and growth potential.
- Mon19Apr
- Mon19Jul
This earnings release will test the company's ability to maintain its financial and operational performance in a challenging market environment. The outcome will be critical for assessing its long-term viability and growth potential.
Past
- Tue6Oct
This pre-announcement will test the market's reaction to potential catastrophe losses before the official earnings release. The outcome will reflect investor sentiment and the company's ability to manage risk.
- Mon20Jul
Actual outcome: Bear · $15.34 at outcome
Exzeo reported an EPS actual of 0.22, matching the estimate, but the stock fell 5.4% from the event date to the outcome date. The lack of positive surprises in guidance and the absence of material strategic developments led to a bearish price reaction, as investors remained cautious about the stock's long-term prospects.
Exzeo's Q2 print will test if its premium 18.5x P/E is justified by continued 74% YoY net income growth. The market expects a clean beat to push the price toward $20.00.