NRDSNerdWallet, Inc.
NerdWallet, Inc. (NRDS) sells financial planning tools and data-driven personal finance services, targeting consumers seeking to manage debt, savings, and investment strategies. The next catalyst is Nov 4, 2026 — Q3 2026 Earnings Release, which will test the company’s ability to sustain revenue growth and margin expansion amid rising competition and shifting consumer behavior.
- NerdWallet’s revenue grew 21.7% YoY to $821.50M in 2026, with net income of $71.40M and free cash flow of $246.70M.
- The company maintains a debt-to-equity ratio of 0.00x, suggesting strong financial leverage and operational discipline.
- Net margin stands at 8.7%, reflecting a balance between growth and cost control.
The Read
NerdWallet’s stock rallied about 7% after Q4 2025 earnings met EPS estimates and highlighted strong underlying metrics, but then remained flat after Q1 2026 results matched EPS estimates without new growth or margin catalysts.
The schedule
- Tue6Oct
Assessment of fall search algorithm updates and its potential impact on organic traffic acquisition costs.
- Wed4Nov
The earnings release will test whether NerdWallet can sustain its growth trajectory with improved margins and user retention, differing from the last print where revenue growth was offset by rising costs.
- Sun14Feb
This report will test the company's ability to scale its platform and maintain profitability amid increased competition, unlike the last print where guidance was cut due to slower-than-expected adoption.
- Wed5May
The report will test whether NerdWallet can maintain its momentum with new product launches and improved customer acquisition, differing from the last print where revenue growth was constrained by market saturation.
- Wed4Aug
This report will test the company's ability to scale its platform and maintain profitability amid increased competition, unlike the last print where guidance was cut due to slower-than-expected adoption.
Past
- Wed5Aug
Actual outcome: Bull · $10.15 at outcome
NerdWallet reported Q2 revenue of $197 million, a 6% year-over-year increase, as strength in personal loans and deposit accounts offset organic-search pressures in credit cards and small-business products. Despite a slight miss on bottom-line estimates, CEO Tim Chen noted the company is reaching a business inflection point. This optimistic commentary and solid top-line growth in key segments overshadowed the EPS miss, driving the stock 11.2% higher as analysts subsequently highlighted the company's fast-paced momentum and potential upside.
Q2 2026 earnings release focusing on consumer credit commentary and personal loan volume trends.
- Wed6May
Actual outcome: Bear · $7.58 at outcome
NerdWallet reported Q1 2026 EPS of $0.19, exactly matching consensus estimates. Without a clear earnings beat or miss to shift expectations regarding revenue growth and margin expansion, the stock remained completely flat. The in-line results failed to provide the necessary catalyst to push shares toward either the bull or bear targets.
- Wed25Feb
Actual outcome: Bull · $11.07 at outcome
NerdWallet reported Q4 2025 earnings with an EPS of $0.19, exactly meeting Wall Street estimates. The stock rallied 7.3% following the release, as investors reacted positively to the company's underlying key metrics and full-year financial health detailed in the report, driving optimism despite the in-line headline earnings.