Expected Moves

Interim scrutiny of structural asset quality, particularly evaluating Laurentian's exposure to regional Commercial Real Estate (CRE) contagion.

Full-year results and 2027 guidance, acting as a critical juncture for evaluating the impact of the 3.63% Fed Funds rate on deposit beta.

First-quarter earnings which historically set the narrative tone for the fiscal year, focusing on capacity for sustained NIM expansion.

Mid-year operational review to assess the durability of organic revenue generation and loan book health.