BYByline Bancorp, Inc.
Byline Bancorp, Inc. (BY) is a regional bank that earns money through net interest income and fee-based services, with a focus on commercial and consumer lending. Its next catalyst is the Q3 2026 Earnings Release on October 22, 2026, which will test its ability to maintain earnings momentum amid rising interest rates and credit risk.
- Net income for the period ending June 30, 2026, was $145.04M, with diluted EPS of $0.90.
- Free cash flow (TTM) stood at $240.79M, and shareholders’ equity was $1.27B.
- The company has no debt, with a debt-to-equity ratio of 0.00x, suggesting a conservative capital structure.
The schedule
- Thu22Oct
The earnings release will test whether Byline Bancorp can sustain its NIM and loan growth momentum, with a focus on net interest income and credit quality. This differs from the last print, where the outcome was more influenced by macroeconomic volatility.
- Thu7Jan
This release will test the bank's ability to maintain its NIM and loan growth in a stable rate environment, with a focus on credit quality and asset quality. The last print showed a stronger reaction to macroeconomic volatility, which may not repeat.
- Thu8Apr
The earnings release will test the bank's ability to sustain its NIM and loan growth in a stable rate environment, with a focus on credit quality and asset quality. This differs from the last print, where the outcome was more influenced by macroeconomic volatility.
- Thu5Aug
This release will test the bank's ability to maintain its NIM and loan growth in a stable rate environment, with a focus on credit quality and asset quality. The last print showed a stronger reaction to macroeconomic factors, which may not repeat.
Past
- Thu6Aug
Actual outcome: Bull · $39.27 at outcome
Byline Bank reported in-line EPS of $0.84 for the quarter. The stock reached the bull target during the period, supported by the stable earnings results and optimism surrounding its recently announced strategic partnership with Lithic to expand its fintech banking capabilities.
Quarterly earnings evaluating net interest margin and loan growth as shares trade near 52-week highs.
