BANRBanner Corporation
Banner Corporation (BANR) is a regional bank focused on commercial and consumer banking in the Pacific Northwest. The next catalyst is Oct 22, 2026 — Q4 2022 Earnings Release, which will test the company’s ability to deliver consistent earnings growth and manage credit risk amid a shifting macroeconomic environment.
- Banner’s 2022 revenue was $42.66M, with a net margin of 491.2% TTM, reflecting strong profitability.
- Shareholders’ equity stands at $1.95B, with a diluted EPS of $1.43 for the period ending 2022-09-30.
- The company’s business model relies on net interest income and fee-based revenue, with a focus on maintaining high credit quality and capital ratios.
The Read
BANR’s stock historically moves about 1%.4% around macro catalysts like the June 11 FOMC update, which initially caused a slight dip but then fueled a strong rally beyond $72, while earnings plus strategic acquisition drove a more notable 2.7% move.
The schedule
- Thu22Oct
The earnings release will test the company's ability to deliver consistent revenue and margin expansion, particularly in the CRE loan portfolio, which has been a key driver of recent performance. This differs from the last print where the outcome was mixed due to macroeconomic headwinds.
- Tue3Nov
The Midterm Election results will test the company's exposure to policy shifts and regulatory changes, particularly in the financial services sector. This event will provide clarity on potential legislative changes that could impact the CRE loan market and overall business operations.
- Tue3Nov
The Midterm Election results will test the company's exposure to policy shifts and regulatory changes, particularly in the financial services sector. This event will provide clarity on potential legislative changes that could impact the CRE loan market and overall business operations.
- Sat5Dec
The strategic outlook and M&A speculation cycle will test the company's ability to capitalize on potential mergers and acquisitions opportunities. This event will provide insight into the company's long-term growth strategy and its ability to navigate a competitive market.
- Fri15Jan
This release will test the company's ability to sustain CRE loan growth and maintain margin stability amid potential rate hikes. The outcome will depend on how well the company navigates the evolving macroeconomic environment and its ability to secure new business.
- Sat27Mar
The release will test the company's ability to maintain CRE loan growth and margin expansion, particularly in a potential rate hike environment. This differs from the last print where the outcome was mixed due to macroeconomic headwinds.
Past
- Tue25Aug
Actual outcome: Bull · $71.18 at outcome
BANR's stock rose 1.3% following the H1 2026 CRE Loan Portfolio Review, as the mid-year assessment showed improved asset quality and reserve adequacy, aligning with the bull target. The positive price reaction reflected confidence in the company's risk management and long-term stability, despite any short-term earnings misses, as the disclosure reinforced the bull case.
Mid-year assessment of commercial real estate exposure and reserve adequacy.
- Wed15Jul
Actual outcome: Bear · $63.72 at outcome
Banner Corporation reported Q2 EPS of $1.61, exactly meeting consensus estimates and failing to provide the upside surprise needed to test 52-week highs. The lack of an earnings beat, combined with market digestion of the recently announced acquisition of Pacific Financial Corporation, weighed on investor sentiment and drove shares down toward the bear floor.
- Thu11Jun
Actual outcome: Mixed · $64.30 at outcome
The Federal Reserve's FOMC rate path update provided a favorable macroeconomic backdrop for BANR's net interest margin outlook. While the stock saw a slight initial dip by the outcome date, the supportive rate environment ultimately fueled a strong rally, driving shares well past the $66.50 bull target to over $72 by mid-July.
Market evaluation of the FOMC's rate decision and its immediate transmission into BANR's net interest margin outlook. The expected favorable resolution is $66.50, while the adverse scenario targets $62.00.
- Tue5May
Actual outcome: Mixed · $63.75 at outcome
Banner’s Q1 2026 EPS came in exactly in line with estimates at $1.50 vs. $1.50 expected, so the headline result was essentially neutral rather than a clear beat or miss. No strong guidance or other materially positive/negative operating update was provided in the event data, which helps explain why the stock finished flat from the event date to the outcome date despite trading near its highs.
Q1 2026 results will show how Banner is managing net interest margin and deposit costs as the Fed funds rate holds around 3.6%. With BANR trading at $62.68 near its 52-week high and above the upper Bollinger band, the bar for a positive surprise is high; a clean print with stable NIM and benign credit could support a move toward $66.00, while softer loan growth or margin compression would likely push the stock back toward $66.00.
